Chase Sapphire Reserve cardholders can earn up to $300 each year in dining statement credits—split into two $150 periods—when they dine at participating “Sapphire Reserve Exclusive Tables” restaurants via OpenTable, unlocking limited reservation slots and sele
The best part about the Chase Sapphire Reserve dining perk doesn’t show up in your wallet. It shows up when you finally land the reservation you’ve been staring at for weeks.
For cardholders. the Sapphire Reserve dining statement credit can reach up to $300 each year. split into two $150 statement credits for each half of the year: January through June and July through December. The credit is available when you dine at participating Sapphire Reserve Exclusive Tables restaurants through OpenTable.
The program itself is built around what the name promises—exclusive access. With Sapphire Reserve Exclusive Tables, eligible cardholders can access hard-to-get reservations and select exclusive events. The benefit runs through the OpenTable platform.
Sapphire Reserve Exclusive Tables isn’t limited to just one card. If you have the Sapphire Reserve, the J.P. Morgan Reserve Card, or the Chase Sapphire Reserve for Business, you can access the Sapphire Reserve Exclusive Tables benefit. The personal Sapphire Reserve and J.P. Morgan Reserve cards include up to $300 in annual statement credits (split into $150 biannually) when cardholders dine at an eligible restaurant.
Chase hasn’t disclosed an exact number of restaurants covered by the credit on the Sapphire Reserve. Still, reported numbers suggest there are between 362 and 397 locations. In OpenTable’s Sapphire Reserve Exclusive Tables FAQ section, about 50 U.S. cities and metro areas are listed as participants. including major dining hubs such as New York City. Los Angeles. San Francisco. Chicago. Miami. Boston. Dallas. Denver. Nashville. and Washington. D.C.
That footprint matters—especially if you live where reservations are already scarce. The footprint is described as smaller than a similar dining benefit offered by select American Express cards through Resy. which partners with 25. 000 venues. As a result, it may be easier to save the credit for travel if you’re outside major metro areas.
One cardholder described it this way: living in a midsize city in upstate South Carolina means options are limited—only three nearby restaurants are covered. Still, one of their favorite spots is included, making the decision simpler when they’re not traveling.
Booking the dining reservations starts with linking your card. To activate the dining statement credit, you first have to connect your eligible Sapphire Reserve or J.P. Morgan Reserve personal card to an OpenTable account. The Sapphire Reserve for Business provides access to Sapphire Reserve Exclusive Tables reservations through the same connection process. but it doesn’t include a dining statement credit.
From a Chase account, the steps are straightforward. Log in. click “Benefits & travel. ” select “Benefits. ” then—if you have more than one Chase card—choose your Sapphire Reserve or J.P. Morgan Reserve. Scroll down to “Maximize your credits. ” and click “$300 Annual Dining Credit.” If you haven’t activated the credit yet. select the “Go to OpenTable” button next to the benefit tracker to open OpenTable’s landing page for the perk.
If you don’t have an OpenTable account, you can create one for free. After that, add your eligible Sapphire Reserve or J.P. Morgan Reserve card as a payment method. Once the card is linked to your OpenTable account, you won’t need to reactivate it.
After linking, the credit can be redeemed in its $150 biannual form ($300 annually). To find the special reservations, you navigate to the “Sapphire Reserve Exclusive Tables” banner on OpenTable’s homepage. You’ll see the feature once you connect an eligible card.
There’s an important nuance: you don’t have to book through Sapphire Reserve Exclusive Tables to receive your statement credit. You just need to dine at a participating restaurant. The credit applies only to eligible Sapphire Reserve Exclusive Tables locations, not all OpenTable restaurants.
Chase also lays out how the credit posts. Statement credits are generally applied in one or two billing cycles. One redemption described getting the statement credit posted the day after the transaction, though experiences may vary.
For cardholders wondering whether the credit cuts into rewards. the answer is clear in the reported experience: you earn points on the full purchase—meaning the points cover the entire bill. including the portion offset by the statement credit. One person reported spending about $196 and receiving 590 Chase Ultimate Rewards points. helped by Sapphire Reserve earning 3 points per dollar spent on dining.
The rules and restrictions come with a few lines that can change how people plan the last days of the year. The credit only applies when you dine at a restaurant that’s part of Sapphire Reserve Exclusive Tables on OpenTable. You’ll receive up to $300 in statement credits each calendar year. split into $150 for January through June and $150 for July through December. Unused statement credits do not roll over.
There are also details that show how timing and even shopping habits can affect outcomes. Data points suggest that gift card purchases can trigger the statement credit. One contributing editor described purchasing gift cards to stack two biannual dining credits. effectively getting $300 in value from a single visit to an eligible restaurant.
Merchants can also shuffle the timing. Merchant delays may cause purchases made in one statement credit period to be allocated to the next period, so it’s a factor for anyone trying to redeem right before the credit resets.
Across the U.S., different cardholders have shared where the credit actually landed for them. Emilie Hebert. senior content designer. used her statement credit at Tolo in New York City’s Lower East Side. enjoying the restaurant’s Chinese small plates and great wine selection. Zoe Jablow. engineering manager. used the credit at Una Pizza Napoletana. Casa Mono. Jeffrey’s Grocery and Ci Siamo. all in New York City.
Andy Kuan, senior product manager, went to Sailor in the Fort Greene neighborhood of Brooklyn, New York. Emily Lamb, sales operations manager, redeemed at BondST, a Japanese restaurant in New York City, for a birthday dinner with a friend.
Eric Rosen, travel principal, used his credit at Anajak in Sherman Oaks, California, a Thai restaurant with a Michelin star. He said he and friends had been wanting to try it “forever. ” and they finally found a quiet Sunday evening when they could score a reservation. He also described how dogs were dog-sat and kids were babysat so adults could enjoy an evening out. In that case. the group’s $300 bill was knocked down to $150 thanks to the credit. and they split it at $75 per couple.
Stephanie Stevens, credit cards writer, redeemed her credit with Rich Table in San Francisco. She couldn’t find a last-minute reservation but was able to apply her statement credit to a gift card purchase. ensuring the benefit didn’t go unused. Brooke Willaby. sales enablement director. redeemed her credit at Nico’s in Charleston. South Carolina. mentioning the oysters as a menu highlight.
For travelers who chase standout meals. the bottom line is simple: Chase’s Sapphire Reserve Exclusive Tables benefit can turn the promise of “exclusive reservations” into a credit that makes those nights easier to justify. But the coverage isn’t uniform, and the credit isn’t widely available. If you’re outside major U.S. cities. you may need to plan around the participating locations—and some cardholders say that can mean saving the credit for a trip. then using it where the reservation options are densest.
All roads lead back to the same step: link your eligible card to OpenTable, look for the Sapphire Reserve Exclusive Tables banner, and make sure your reservation—or at least your meal—lands at an eligible location.
Chase Sapphire Reserve J.P. Morgan Reserve OpenTable Sapphire Reserve Exclusive Tables dining statement credit $300 annual credit $150 biannually exclusive reservations travel dining perks