Credit cards are racing to 100,000+ travel bonuses
100,000-point welcome – A fresh lineup of travel-focused credit cards is rolling out welcome offers at or above 100,000 points or miles, with several capped by hard deadlines in June and July. For frequent travelers, the chase is simple: spend within the stated window, then cash in o
The moment a welcome bonus lands—100,000 points or more—is often the point when travel plans start to feel real again.
Right now. a wide range of credit cards tied to airlines and hotels are offering bonuses at that level or higher. with many offers requiring spending in a set window after account opening. The values cited in this roundup are based on TPG’s June 2026 valuations. and the welcome offers vary. meaning some applicants may not be eligible.
American Express is leading with a potentially massive top end. With the American Express Business Platinum. new cardmembers can be eligible for as high as 300. 000 bonus points after spending $20. 000 on purchases in the first three months of card membership. The offer value is listed as up to $6,000, with an annual fee of $795.
Chase’s premium business card is making its own push. Applicants for the Chase Sapphire Reserve for Business can earn 200. 000 bonus points after spending $30. 000 on purchases in the first six months from account opening. TPG’s June 2026 valuations put the haul at $4. 100. and the card’s pitch includes an annual $500 credit for The Edit. up to $400 in credit with ZipRecruiter through Dec. 31, 2027 split as two $200 biannual credits, a flexible $300 annual travel credit, and up to $200 in Google Workspace credits through Dec. 31, 2027.
Other big bonuses are built around spending deadlines that are fast approaching. The American Express Business Gold can offer up to 200. 000 bonus points after spending $15. 000 on purchases in the first three months of card membership. valued up to $4. 000 with an annual fee listed at $395. That package is paired with up to $240 in statement credits each calendar year for eligible U.S. purchases at FedEx (through Oct. 1). Grubhub and office supply stores (up to $20 per month). plus a monthly statement credit toward one Walmart+ membership valued at up to $12.95 monthly plus applicable taxes (up to $155 per calendar year; Plus-Ups not included; subject to auto-renewal; enrollment required for select benefits).
There’s also a steady drumbeat of 175,000-point and 150,000-mile offers across major loyalty programs. The American Express Platinum (separate from its business version) can be eligible to earn as high as 175. 000 bonus points after spending $12. 000 on purchases within the first six months of card membership. valued up to $3. 500 with an annual fee of $395.
The Capital One Venture X Business is simpler by design: 150. 000 bonus miles after spending $30. 000 on purchases in the first three months from account opening. valued at $2. 775. Its benefits include a $300 annual credit for travel booked through Capital One Business Travel and complimentary access to Capital One Lounges and participating Priority Pass lounges.
For travelers who want a lower annual fee, the Chase Sapphire Preferred has been brought back with a boosted offer. New cardholders can earn 100. 000 bonus points after spending $5. 000 on purchases in the first three months from account opening. described as worth $2. 050 under TPG’s June 2026 valuations. with an annual fee of $95. That same rundown notes the card’s refresh. including doubling its annual hotel credit for bookings made through Chase Travel℠ to $100. plus new bonus categories for gas. electric vehicle charging. and vacation home rentals booked through Airbnb. Vrbo. Plum Guide. HomeAway. Homestay.com and Vacasa.
Deadlines keep showing up as July dates. The Chase Sapphire Reserve offers 100. 000 bonus points after spending $6. 000 on purchases in the first three months of card membership. valued at $2. 050. For Delta and Hilton. the time pressure is explicit: Delta SkyMiles Reserve Business American Express offers 125. 000 bonus miles after spending $15. 000 in the first six months. with an offer end of July 15. valued at $1. 500. Delta SkyMiles Reserve American Express can offer up to 125. 000 bonus miles with 100. 000 bonus miles after spending $6. 000 plus an additional 25. 000 bonus miles after spending $3. 000 in the first six months; it also ends July 15 and is worth up to $1. 500. Delta SkyMiles Platinum Business American Express offers 100. 000 bonus miles after spending $8. 000 in the first six months and ends July 15. valued at $1. 200. while Delta SkyMiles Platinum American Express offers up to 100. 000 bonus miles with an 80. 000-mile earn after $4. 000 plus 20. 000 miles after an additional $2. 000. ending July 15 and valued up to $1. 200.
Hotels have their own surge. Two Marriott Bonvoy cards are listed with bonuses of more than 100,000 points. Marriott Bonvoy Boundless offers 125. 000 bonus points and a free night award valued at up to 50. 000 points after spending $3. 000 in the first three months. plus up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases. with the statement-credit offer ending June 30. 2027. TPG values this at $1,500, and it notes certain hotels have resort fees. Marriott Bonvoy Business American Express offers 150. 000 bonus points and a $125 statement credit after spending $8. 000 in the first six months. ending July 15. valued at $1. 325.
In the background of all this are the day-to-day benefits that make bonuses feel less like math and more like momentum. The Boundless includes automatic Silver Elite status with Marriott Bonvoy. 10% more points on stays. priority late checkout. complimentary Wi-Fi. and a free night award worth up to 35. 000 points every year after the account anniversary (noting certain hotels have resort fees). The Marriott Business card includes elite night credits toward status. complimentary Gold Elite status. and a discount on eligible bookings when booking directly with Marriott through an eligible channel at a participating Marriott property with the Amex business card rate.
United’s lineup is similarly built around spending targets and immediate perks. United Business Card offers up to 110. 000 bonus miles and 2. 000 PQPs: 100. 000 bonus miles and 2. 000 PQPs after spending $5. 000 in the first three months from account opening. plus 10. 000 bonus miles after adding an employee card in the first three months. The offer is worth up to $1,485, per June 2026 valuations. United Club Business Card matches that earning structure and valuation. The cards are described as providing a first checked bag free on United flights. inflight discounts on food and beverage purchases. and multiple statement credits to help offset annual fees.
Even the IHG One Rewards cards are framed as urgency for members looking to boost their points before specific end dates. IHG One Rewards Premier is labeled a “last chance” to earn up to 185. 000 bonus points: 150. 000 bonus points after spending $3. 000 in the first three months and 35. 000 bonus points after spending $6. 000 in the first six months. ending June 25 at 9 a.m. ET, valued up to $1,018. IHG One Rewards Premier Business offers 140,000 bonus points after spending $4,000 in the first three months, valued at $770. IHG One Rewards Traveler is also described as a last chance: 90. 000 bonus points after spending $2. 000 in the first three months and 35. 000 bonus points after spending $4. 000 in the first six months. ending June 25 at 9 a.m. ET, with value listed at $688.
Hilton’s American Express cobranded options round out the picture with bonuses at or above 100,000 points. Hilton Aspire offers 175,000 bonus points after spending $6,000 in the first six months, ending July 29, valued at $613. Hilton Business offers 130. 000 bonus points after spending $8. 000 in the first six months and includes a $0 introductory annual fee for the first year before $195. ending July 29. valued at $455. Hilton Surpass offers 130. 000 bonus points after spending $3. 000 in the first six months plus a $0 introductory annual fee for the first year before $150. ending July 29. valued at $455. Hilton Honors American Express Card offers 100. 000 bonus points and a $100 statement credit after spending $2. 000 in the first six months. ending July 29. worth up to $450.
The thread running through all of it is simple—and it’s why these offers are so tempting. Each issuer has its own application rules. and the roundup warns that you might only get one shot at a bonus on that card. The cards offering 100. 000-point bonuses (and more) are positioned as worth considering when you’re trying to boost a rewards balance tied to a specific airline. hotel. or loyalty program.
Before you apply, the page urges careful checking: welcome offers vary and may be unavailable to some applicants, and deadlines like June 25 at 9 a.m. ET, June 30, and July 15 or July 29 are part of the deal—often the part that decides whether the points show up in time to matter.
travel credit cards welcome bonus 100 000 points airline miles hotel points American Express Business Platinum Chase Sapphire Reserve for Business Delta SkyMiles Marriott Bonvoy United business cards IHG One Rewards Hilton Honors
100,000 points sounds fake lol.
So basically just open a card and go on vacation before June/July? I don’t even know how people hit the spending part without getting wrecked.
The way they word it like “not eligible” makes it sound like you can’t even apply unless you’re some kind of frequent traveler already. Also 20k spend in 3 months?? That’s like… normal for like billionaires. Unless they count gas and Costco as airline tickets or something.
These travel bonus articles always forget to mention the interest rate and the fact that half the time the flights/hotels are overpriced anyway. Like the 100k point welcome is just marketing, not savings. Then they’ll be like “hard deadlines” and you miss it and suddenly it’s your fault. I swear credit cards are racing to 100,000 points and then punishing everyone for trying.