Costco shut, banks closed—your Memorial Day 2026 map

what’s open – Memorial Day 2026 falls on Monday, May 25. Banks and most government offices will be closed, USPS won’t deliver, and the stock market is shut. Many retailers and grocery stores will stay open, but Costco is closed.
Memorial Day is supposed to feel like a pause—yet by 8 a.m. on Monday, May 25, the first question people ask is usually the same one: will anything open, or will everything wait?
This year’s holiday lands on a federal Monday, and that matters for how the day runs. While many retail and grocery businesses keep their doors open—some even advertising holiday sales—corporate offices, government agencies and banks generally won’t be operating.
Banks and markets will be the quietest corner of most towns. Memorial Day is a bank holiday in the Federal Reserve System, so most bank branches are closed. Online banking and ATMs will still be accessible. The stock market is also closed.
Postal and delivery plans need more care. The United States Post Service will observe Memorial Day and won’t deliver letters or packages on May 25, and USPS locations will be closed. UPS won’t offer pickups or deliveries on Memorial Day, and many UPS Store locations will also be closed.
FedEx is not completely shut, but it’s not business as usual either. Only FedEx Custom Critical delivery will be available on Memorial Day. FedEx Office stores will have modified hours.
Government offices and schools are expected to go dark. All nonessential government offices—such as the DMV, libraries, courthouses and city hall—will be closed Monday. Federal and state courts will also be closed. Most public school districts will be closed for the holiday.
For everyday errands, the picture is mixed. Many stores and restaurants will be open Monday, including big box retailers such as Walmart, Target and Kmart. One notable exception is Costco, which will be closed on May 25.
Grocery stores are largely open. Kroger, Aldi, H-E-B, Trader Joe’s, Publix and Whole Foods will be open this Memorial Day. Even with that guidance, the practical advice is simple: call ahead and check your local store’s hours of operation.
The day’s rhythm is clear if you plan around it—financial services, mail delivery and nonessential government services are paused. Shopping and groceries, however, are ready to welcome people back into motion, with one major exception that many shoppers will notice the moment they try the door.
Memorial Day 2026 what’s open what’s closed banks closed USPS closed stock market closed UPS closed FedEx modified hours Costco closed Walmart open Target open grocery stores open